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Purchase Programs

Primary Residence

Prime Programs:

Rotella Mortgage offers you a wide variety of purchase options with programs sponsored by Fannie Mae, Freddie Mac and VA.  A sample of our most popular programs are:  100% - No Mortgage Insurance loans, Stated Income loans for self employed borrowers, Interest Only or Negative Amortization loans, and many more!  To contact one of our friendly account executives, click here.

Sub Prime Programs:

These programs offer a wider variety of options for most borrowers.  Rotella Mortgage offers NO DOCUMENTATION loans for individuals that cannot prove their income or assets, STATED INCOME loans for individuals who do not wish to furnish tax returns or w-2’s; lower credit score qualifying for borrowers who have had some credit problems in the past, including bankruptcies and foreclosures.  Don’t be afraid; we can still get you 100% financing with most of these programs.  Our staff can answer any additional questions - just click here.

 

Investment Property

Prime Programs:

Fannie Mae and Freddie Mac offer very competitive interest rates on investment property purchases with a down payment as little as 10%.  Rotella Mortgage will go one step further…on a case by case basis, we will lend you the 10% so you can start your investment portfolio with no money down!  To find out more, click here.
 

100% Programs:

Rotella Mortgage is one of the very few lenders in the Metro area that has a 100% Investment Property purchase program available.  This program has no mortgage insurance and with full documentation allows credit scores down to 660!  This is a great way for investers to build their portfolio with little or no out of pocket expense.  Contact us today to get started - just click here.

Sub Prime Programs:

For the borrower who cannot prove their income, Rotella Mortgage has a very aggressive STATED INCOME program that still allows investment property purchases up to 100% without mortgage insurance.  A minimum credit score of 720 is required.  This is the perfect way for self employed borrowers to accumulate investment property without the hassle of tax returns and w-2's. Our account executives can help answer your questions - click here.