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Primary Residence
Rate Reduction
Programs:
One of the biggest
misnomers is that you
need to drop at least 1% off your old rate to make a
refinance profitable. This is because of the
exorbitant closing costs
charged by most mortgage companies. At
Rotella Mortgage, we
offer a no closing cost option, so you can reap the rewards
of your refinance immediately! Fixed rates are available
for 10, 15, 20, 25 or 30 years, and adjustable rates for 1,
3, 5, 7, or 10 years. Loan-to-value is generally kept at
95% or below, but 100% financing is always available! To
contact one of our friendly account executives,
click here.
Debt Consolidation Programs:
One of the most intelligent ways to
maximize your family's income is to consolidate your high
interest credit card debt with a tax
deductible home
loan. Many people also use this type of refinance to fund
family vacations, pay college tuition, remodel their homes,
or invest in other properties. Rotella Mortgage has many
different options for your to consider, including 1st
mortgages, second mortgages and home equity lines. Contact us today
to get started - just
click here.
Sub Prime Programs:
These programs offer a wider variety of
options for most borrowers. Rotella Mortgage offers
NO
DOCUMENTATION loans for individuals that cannot prove
their income or assets, STATED INCOME loans for
individuals who do not wish to furnish tax returns or w-2’s;
lower credit score qualifying for borrowers who have had
some credit problems in the past, including bankruptcies and
foreclosures. Don’t be afraid; we can still get
you 100% financing with most of these programs.
Questions?
Contact us today!
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